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Not All Insurance is Created Equal

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I thought I would share an experience about a charity called C-3 Missions - The Global Orphan Project. You may have recently seen their story on 60 Minutes. They needed health insurance so my company, Benefits by Design, Inc. “appt’d” them up and went out to bid. The bids came in and the costs on two carriers came in lower than the others. One carrier had a significant advantage over the other; that carrier was AETNA. You see, C-3 Missions has nine orphanages in Haiti and was frantically working to supply and operate them after the earthquake. That meant the folks who run the Global Orphan Project from Kansas City were in and out of Haiti weekly. They were at risk of injury and exposure to diseases like Hepatitis and Tetanus and much more. Fortunately, AETNA had just issued a broker alert advising that they covered anyone working or living in Haiti and gave special contact information for anyone needing medical assistance in Haiti.

The choice on health insurance for C-3 missions was pretty easy; it was AETNA. Perhaps it’s proactive policies like the Haiti alert is why AETNA has won the Fortune Magazine Best Performance Award for the third year in a row and was a USB Platinum winner in 2007, 2008 and 2009. All insurance companies are not the same. That’s why Benefits by Design shops the market for you to find the carrier whose price and benefits are the right match.